Aspect of Need: Financial

Social Security (SSI & SSI)

The Social Security and Supplemental Security Income disability programs are the largest of several Federal programs that provide assistance to people with disabilities. While these two programs are different in many ways, both are administered by the Social Security Administration and only individuals who have a disability and meet medical criteria may qualify for benefits under either program.

Social Security Disability Insurance pays benefits to you and certain members of your family if you are “insured,” meaning that you worked long enough and paid Social Security taxes.

Supplemental Security Income pays benefits based on financial need.

Special Needs Planning

Merrill Lynch has posted an online seminar on Special Needs Planning in partnership with Exceptional Parent Magazine. Its online seminar featured a panel discussion between a Certified Special Needs Advisor (CSNA), a third-party special needs trust attorney and and Ellen Nalvern, Executive Director of PLAN NJ, a third-party disability organization. Together, they explored the financial, legal and social challenges faced by families of loved ones with psychiatric disabilities. See the program here.

[Note: Our posting of this link does not imply an endorsement of any specific commercial service. Ed.]

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